Loans
Need money? Apply for up to ₱500,000.
✓ Apply online in just few minutes
✓ Get your money in 2-5 days
✓ Make fixed regular payments
Join the thousands of customers we’ve helped since 2008
Personal Loans
Do you need cash for home improvement, pay off credit cards, consolidate your debt, cover major expense, and other personal expenses? No collateral needed, Apply Online today!
Salary Loan
You are a regular employee, and you need cash as soon as possible? We offer cash loan with flexible installments, No guarantor Needed.
E-commerce Loans
Looking to expand your online business or simply want to improve its cash flow to properly fund operations? Microdot Lending's E-Commerce Loan is the solution you need to meet your working capital requirements.
Annual Percentage Rate
Lower rates
Our borrowers saves a lot of money compared to other cash loan providers
Quick and easy
Refreshingly fast process
No prepayment penalty
Pay your loan off at any time
Secure process
We protect and never sell your data
How it works
Claim your money fast. Easy application.
Quick Online Application
Tell us about yourself and how much you want to borrow.
CREDIT EVALUATION
Confirmation of your infos, phone interviews, and submission of documents online.
GET YOUR MONEY
Pick up your loan check at our offices Monday-Friday. Option to deposit to your bank account available.
Fast personal loans and Salary Loans
Lower rates
Our borrowers saves a lot of money compared to other cash loan providers
Quick and easy
Refreshingly fast process
No prepayment penalty
Pay your loan off at any time
Secure process
We protect and never sell your data
Borrow and get your money in 2-5 days.
Millions
Borrowed
Thousands
Customers Served
⭐ ⭐ ⭐ ⭐ ⭐
Average Customer Rating
Credit decision within 1-2 days
Credit without Collateral
No need for Co-borrower